Capitec Bank
3.6star
110K reviews
10M+
Downloads
Everyone
info
About this app
Do all your banking with SA's Best Digital Bank (SITEisfaction 2021 report)
The Capitec Bank app is secure and easy to use. You pay no data charges on most major SA networks when using it.
We've cut the cost of banking by using innovative technology. This means lower transaction fees when you use our app – putting the value back in your pocket.
Transact
• Open a Capitec account simply by taking a few selfies and scanning your ID
• Get your card delivered to your door at a fee, or collect it at a branch for free
• Reset your forgotten Remote app PIN without visiting a branch
• Buy and sell shares and save 20% on brokerage fees across all trades with EasyEquities
• With Pay me, you can generate your personalised QR code to accept payments from Capitec clients
• Scan to pay all the major QR codes straight from the app
• Get free transaction updates with in-app Money In/Money Out messages
• Keep track of how you're spending your money
• Send cash to friends and family to collect at selected retailers and Capitec ATMs
• Update your card withdrawal and purchase limits
• Manage contactless card transactions by turning tap to pay on and off
• Update your tap to pay limit
• Stop lost or stolen cards immediately
• Manage your debit orders and DebiCheck mandates
• Email electronically stamped statements
• Pay people and accounts
• Make immediate payments to other banks in SA
• Pay DStv, SARS eFiling or TV licence immediately
• Pay Capitec clients using only their verified cellphone numbers
• Buy prepaid electricity, airtime, data and SMS bundles
• Manage your Internet banking by turning it on and off
Save
• Open, personalise and manage 4 additional savings plans
• Fix your savings plans to earn higher interest
Insure
• Get a free estimate on the app
• Get your funeral plan and manage it 24/7
Credit
• Get a free personalised credit estimate
• Manage your credit on the app
Once you've registered and activated the app, remember to keep your:
• Remote PlN secret
• Cellphone safe and in your possession at all times
The Capitec Bank app is secure and easy to use. You pay no data charges on most major SA networks when using it.
We've cut the cost of banking by using innovative technology. This means lower transaction fees when you use our app – putting the value back in your pocket.
Transact
• Open a Capitec account simply by taking a few selfies and scanning your ID
• Get your card delivered to your door at a fee, or collect it at a branch for free
• Reset your forgotten Remote app PIN without visiting a branch
• Buy and sell shares and save 20% on brokerage fees across all trades with EasyEquities
• With Pay me, you can generate your personalised QR code to accept payments from Capitec clients
• Scan to pay all the major QR codes straight from the app
• Get free transaction updates with in-app Money In/Money Out messages
• Keep track of how you're spending your money
• Send cash to friends and family to collect at selected retailers and Capitec ATMs
• Update your card withdrawal and purchase limits
• Manage contactless card transactions by turning tap to pay on and off
• Update your tap to pay limit
• Stop lost or stolen cards immediately
• Manage your debit orders and DebiCheck mandates
• Email electronically stamped statements
• Pay people and accounts
• Make immediate payments to other banks in SA
• Pay DStv, SARS eFiling or TV licence immediately
• Pay Capitec clients using only their verified cellphone numbers
• Buy prepaid electricity, airtime, data and SMS bundles
• Manage your Internet banking by turning it on and off
Save
• Open, personalise and manage 4 additional savings plans
• Fix your savings plans to earn higher interest
Insure
• Get a free estimate on the app
• Get your funeral plan and manage it 24/7
Credit
• Get a free personalised credit estimate
• Manage your credit on the app
Once you've registered and activated the app, remember to keep your:
• Remote PlN secret
• Cellphone safe and in your possession at all times
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
Data can’t be deleted
Ratings and reviews
3.6
108K reviews
Thandi Mahlangu
- Flag inappropriate
January 21, 2024
I honestly love the app, but there is one issue with this app that makes my blood boil. You would have 10 unread messages, and you open the messages and delete it them, to only find them back at your 10 unread. The app does not allow you to delete messages and keeps messages on unread, no matter how many times you open and delete the message.
1,833 people found this review helpful
Capitec Bank
April 12, 2024
We're genuinely sorry to hear about your experience. We take all feedback to heart and are eager to understand and address your concerns. Could you please reach out to us on our official WhatsApp number at 067 418 9565? We'd appreciate the opportunity to assist you further.
Rhianne Moll
- Flag inappropriate
March 4, 2024
Nice and professional app. Deducting one star though because it's a bit kak if you switch phones - you're required to take a selfie during setup and if, like me, Home Affairs doesn't have your photo on record then you're forced to visit a branch. Some work in this area is indicated, like for example sending a verification code to the app on your old phone so you don't have to jump through this annoying hoop.
2,238 people found this review helpful
Capitec Bank
April 12, 2024
Hi Rhianne, thank you for the positive app review! ❤️
Severiano von Buchenroder
- Flag inappropriate
- Show review history
January 1, 2024
What I find very inconvenient is the in-app notification feature. Let's say you have 50 unread messages in the app. It would make things so much easier to have a "mark all" or "unmark all" feature, where you can either mark all messages as either read or unread. Also, I find it bothersome when you read a message, its still marked in bold as "unread" despite having read it before.
3,318 people found this review helpful
Capitec Bank
April 12, 2024
Hi Severiano. We're genuinely sorry to hear about your experience. We take all feedback to heart and are eager to understand and address your concerns. Could you please reach out to us on our official WhatsApp number at 067 418 9565? We'd appreciate the opportunity to assist you further.
What's new
- Performance enhancements
- Bug fixes
- Bug fixes
