4.7
827K reviews
10M+
Downloads
Editors' Choice
Content rating
Everyone
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About this app

Going somewhere? The Wise account is built to save you money round the world.

170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.

Take on the world with Wise
- You’ll always get the mid-market exchange rate on every transaction
- Our tiny fees are always shown upfront

Send and save money worldwide
- Send money to 70+ countries
- Do it fast: over half of international transfers arrive instantly

Get a debit card that’s always got the right currency
- Spend and withdraw money in 170+ countries
- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price
- Shop online safely with a disposable digital card

Hold and convert 50+ currencies
- Keep all your currencies in one place — for free
- Convert between your different currencies instantly

Get paid like a local
- Get your own account details for the UK, US, EU and more
- Use them to get paid or have direct debits in multiple currencies, without the extra fees

A business account for going global
- Pay invoices and bills faster, at a fairer exchange rate
- Use account details to get paid by clients and customers around the world
- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.
Updated on
Mar 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
814K reviews
Robin Beadle
March 23, 2024
Transferwise and Wise have been good in the past and very fair fx rates, but very frustrating experience to verify my account. Inefficient and conflicting emails and in app messages received and multiple requests for the same documents. I wish to transfer money to my own account to pay household bill that are due, and it's taking up a load of time and much frustration.
12 people found this review helpful
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Wise Payments Ltd.
March 26, 2024
Hi there. Verification is crucial for us, given our regulatory standards. We might need to ask more – or different – questions, depending on where you move money to or from, or where you live. We try to ask you the least we can, to still complete all the checks. For help, reach out at https://wi.se/contactus. - Wise
Tristan Morphew
March 25, 2024
Recently, this app has been unreliable. My past 4 transfers have taken more than 3 business days which has made things very frustrating. It used to be instant, but now I know to plan a week ahead so I'm not late on a bill. It's extra frustrating when I have money in the process of transferring and a scheduled direct payment is due and Wise has the audacity to tell me I have insufficient funds.
7 people found this review helpful
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Wise Payments Ltd.
March 25, 2024
Hi there. Fast transfers are what we’re here for. But delays can happen if the transfer was set up closer to the weekend/holidays, or if we needed to carry extra checks. About the insufficient funds, please give us more info, and we'll gladly check it. You can contact us directly at: https://wi.se/contactus. - Wise
Jim Wellborn
March 19, 2024
Once the initial transfer information (sender/recipient/banking) has been set up, the process from start to finish is eye-blinkingly fast. The app is very intuitive; perhaps even smoother than the online process, and setting up the app after initially opening my account with TansferWise a few weeks ago was a breeze. Each time I use it it seems that the app is actually faster and more intuitive. ⬇️ Update: Authenticator pairing fails and has the potential to lock me out of my own account.
419 people found this review helpful
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What's new

If you've got your phone language set to Simplified Chinese or Thai language, you'll now be able to send, spend and receive in Simplified Chinese or Thai too.

And we fixed bugs and made minor improvements.

Happy sending, spending, and saving!