MoneyLion: Go-to Money App

4.5
113K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources & fast cash for extra money when you need it. Discover tools, insights, & offers for every money moment in your life.

GET PAID EARLY (UP TO 2 DAYS)² - ROARMONEY BANKING
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. *Earn up to a $55 bonus⁴ when you join and create a RoarMoney account and link qualifying direct deposits! (Use code: ROARBONUS)

QUICK CASH ADVANCE UP TO $500¹
Access up to $500 of your pay, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check. Increased limit up to $1,000¹ with qualifying recurring direct deposits.

FAST LOAN OFFERS⁵
Need to borrow money? Get matched with personal loan offers from partners on the MoneyLion Marketplace. Compare offers for personal loans, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Access a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Possible Finance, TurboTax, IRS2Go, TaxAct, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Referral Promotion is subject to Terms and Conditions.

5 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 84 months. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on-time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender's terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506
Updated on
Mar 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Financial info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
111K reviews
Dora Santana
March 14, 2024
Very helpful.Major negative thing is app is deceptive about tips. We pay for every loan as is, but you will be asked to tip at the beginning of a request and if you opt out of tipping it still automatically fills out $10 even though you just said no, so read carefully. Once you adjust the amount back to zero it will ask again with suggested amounts and you have to then select no again in small font at the bottom of screen less obvious so that you feel you have to select a tip amount to proceed.
177 people found this review helpful
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MoneyLion Inc.
March 15, 2024
We sincerely appreciate your feedback, Dora. We understand why our system requesting InstaCash tips can become frustrating. These tips help us cover the high costs of keeping Instacash interest-free and readily available to as many members as possible. However, we will be sure to forward your feedback. Thanks again!
latesha eagleton
March 27, 2024
Love that the app offers credit builders for those who struggle to save money. The only negative I have is customer service not being 24 hours. I'm currently having an issue where my instacash amount completely plummeted, and I've made on time payments, plus I did everything necessary to keep it up there. Hopefully, I get a faster response from here.
7 people found this review helpful
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MoneyLion Inc.
March 28, 2024
We appreciate this review and feedback! Thanks for being the best part of MoneyLion. If you have not already been assisted, please fill out the form, pasting this link into a browser: https://mlion.info/customerhelp
Joe Graybar
March 16, 2024
the application needs a more personal touch. I changed Branch offices in the same organization and lost most of my weekly pay advances. there is no office to speak with when fixing any issues. this is paramount when dealing with finances. you can't simply depend on an algorithm to take into account when something appeared to change but really didn't.
91 people found this review helpful
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MoneyLion Inc.
March 18, 2024
We are sorry to hear about your recent experience with Instacash, Joe, and we'd like to see how we can help. Please complete this form by copying and pasting it into your web browser: https://mlion.info/customerhelp, and a member of our Advocacy Team will reach out to you.

What's new

It’s time to revolutionize the way you budget! Hop into the app for two game-changing money tools: First up is our new customizable Budgeting feature. Get the big picture or zero in on your spending – your choice. Next up are our new calculators. Wanna see how your savings could grow over time? There’s a calculator for that. Potential investment growth or monthly loan repayments? Yep. Beyond bringing new ways to reimagine money, we’ve squashed some bugs and made performance improvements.