Klarna | Shop now. Pay later.

4.6
582K reviews
10M+
Downloads
Content rating
Everyone
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About this app

SHOP NOW. PAY LATER.
Discover stores where you can split the cost of your purchase into 4 interest-free payments—paid every 2 weeks. We partner with retailers all over the world so you can experience smoooth shopping directly from their sites. And if anything goes wrong with your Klarna order—whether it’s physical goods or services—we’ve got your back.

- “Definitely the best app I have come across combining finance and shopping..” - Jade

HOW DOES KLARNA WORK?
• Download the Klarna app and sign up or log in.
• Buy now, pay later online and in-store.
• Discover personalized inspiration and exclusive deals and discounts.
• Get a complete overview of all your purchases and finances.
• And much more!

- “This is the best buy now pay later system. It has helped me save money too, thank you Klarna” - D.

NEW DEALS EVERY DAY.
Shop and save money with exclusive deals and discounts from all over the world. Find and claim deals you like with a simple tap. Make sure to check back in tomorrow – we add new deals and discounts all the time.

UNLOCK REWARDS.
Join Klarna rewards club for free to get rewarded for all your shopping. Earn 1 point for every $1 spent. Plus, take advantage of member perks like deals and exclusives, and get a $5 welcome reward as soon as you complete your first purchase as a member.

DISCOVER THE KLARNA CARD.
With Klarna’s physical card, you get up to 30 days to pay when you shop online, in-store, at home or abroad. The Klarna card is a flexible alternative to credit cards that gives you the freedom to make most of your budget. No interest, no sneaky fees. Link it to Google Pay to pay easily by tapping your mobile phone or smartwatch.

- ”This is the best source available to pay over time w/o using a credit card.” - Patrice

- “Better than using my actual credit card” - Marlow

INSTANT ORDER CONFIRMATION.
No one likes to wait. When you buy something through the Klarna app, you’ll see your purchase just seconds after you place your order. Whether you decided to pay later or immediately.

DELIVERY TRACKING.
Get instant delivery information and track parcels from store to door.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. With pay later, we’ll pause your purchase so you don’t have to pay in the meantime.

PERSONALIZED INSPIRATION.
Get carefully curated suggestions for deals, product collections, complete looks, and editorials tailored to your shopping. It doesn’t matter if you love fashion, beauty, tech, or whatever – we’ve got something for you.

GET PRICE DROP ALERTS.
Save items in collections and save money through price drop alerts. Each time you save an item in a collection, an automatic price drop alert is set. That way, when the price drops you will know. You can also share your collections with family and friends.

MANAGE YOUR PAYMENTS.
With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment method that works with your budget, wherever you shop. Whether you choose to pay now, split your purchase or pay later, you get a complete overview of all your purchases and finances. You can even make early payments or extend your due date.

“Best Buy Now Pay Later App” - Leely

NEVER MISS A PAYMENT.
Stay on top of your finances by activating push notification reminders.

STAY SAFE WHILE SHOPPING.
Shopping is thrilling enough without security risks. Our login is as simple as it is secure – with Face ID, Touch ID or PIN.

* Trusted by 147+ million users *

24/7 CUSTOMER SERVICE.
Get round-the-clock customer service whenever you need it using our chat right in the Klarna app.
Updated on
Mar 22, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
566K reviews
ariel s
March 22, 2024
I always used to choose Klarna over Afterpay. I liked how I could push a payment back if I really needed to. Now they keep aligning my payments to one day. I can't even pick the day (or it's hard to set because I can't find the option). It's not helpful at all. It doesn't align with my pay schedule, and my bank only allows a certain amount of transactions to clear in a day. So it keeps telling me payment failed because they're trying to charge *everything* on one day. Tried turning it off...
11 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
March 22, 2024
Hi, we're saddened to hear that your experience wasn't a smooth one and we'd still like to help look further into this. Please reach out to us via CHAT app.klarna.com/login or by phone at (844)552-7621 24/7 Once you do this, a specialist will assist you with this. We look forward to hearing from you!
Dakota Lee
March 6, 2024
The past two times I've tried using this app on Amazon. I got my total, and got my Klarna card and submitted the order. A couple days after, I get charged on my personal credit card instead, because Amazon deemed the Klarna card invalid. And support was no help. I definitely wouldn't have made those purchases if I knew the full value would come off my credit card immediately, rather than in 4 separate payments.
75 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
March 6, 2024
Hi Dakota, thank you for your feedback. When you plan an order the merchant must process the order within 24 hours or the one-time card will become invalid. Please feel free to contact us via chat or by phone if you have any further questions.
Kimberly Williams
March 16, 2024
I am having the same issue as some of the other customers. I have not missed any payments. Now all of a sudden when I try to make purchase choosing the 6 month plan option, I'm getting response, unable to verify identity. I contacted them about it. Nothing in my personal information has changed. Klarna doing what it wants to do. This is ridiculous when you have customers who pay faithfully with no issues. I reached out to transunion to verify my info is correct. They said its on Klarna's end.
36 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
March 16, 2024
Hi Kimberly, we do apologize for the inconvenience that this has caused you and we can provide a recommendation if this step was not done to ensure that your information is correct. Please reach out to Transunion to confirm that your details are correct before attempting another purchase with us.

What's new

All your shopping in one app. We have tweaked some details and made smoooth improvements on already smart features. Turn on automatic updates and you will never miss the latest and smooothest version.

Problems? No problems. Chat with us in the app and we'll help you!