Dave - Banking & Cash Advance

4.4
516K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.

Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

GET $500 IN 5 MINUTES OR LESS
Remove extra stress with an ExtraCashTM advance. You could get up to $500 as soon as you download Dave, link a bank account, and transfer it to your Dave Spending account. There’s no credit check or interest (1). There’s also no late fees if you can’t make a payment on time.

For more information, please visit dave.com/extra-cash-account

SPEND YOUR ADVANCE INSTANTLY 
Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).

GET PAID UP TO 2 DAYS EARLY
With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.

REWARD YOURSELF WITH CASH BACK
Score up to 15% cash back when you use the Dave Debit Mastercard®  at select partners(4). There are hundreds of ways to earn.

SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

FIND YOUR SIDE HUSTLE
Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. 

OUR MEMBERSHIP FEE
There’s a $1 monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly. 


Disclosures related to the Dave app

1Based on internal data as of March 30, 2023 for users who had connected an external bank account and transferred an advance to their Dave Spending Account. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 2024, the average approval amount for disbursed advances is $160 in the trailing six months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for more details.

2Express delivery fees apply to instant transfers. 

3Early access to direct deposit funds depends on timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

4Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc., in partnership with Figg. For full terms, see Dave Terms of Use.

General Terms
For a complete list of terms and fees for the ExtraCash™ account see the ExtraCash™ Account Agreement (https://dave.com/extra-cash), for the Dave Spending account see the Deposit Account Agreement (https://dave.com/deposit-agreement), and for the Goals account see the see the Goals Account Agreement (https://dave.com/deposit-agreement).

Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.
All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

Physical address: 1265 S Cochran Ave, Los Angeles, CA
Updated on
Apr 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
511K reviews
Robert King
April 3, 2024
I haven't really had much issue using this app, but right now I'm pretty annoyed. I've always paid on time, no question. I have also paid the membership fee too. How is it that after payments without missing a beat, and paying the monthly membership fee, you just randomly decide I'm not eligible for an advance. No reason for it, just take my payment and see ya later. Do better Dave!! There's no reason for this at all.
146 people found this review helpful
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Dave, Inc
April 4, 2024
Hey, Robert! We encourage you to check the Dave app daily as each day the ExtraCash advance you are eligible for could change, based on a variety of factors in your account. You can also connect a different external bank account to Dave to have the eligibility amount re-evaluated based on that external bank.
Robert Edwards
March 28, 2024
Good if you only need a low amount.. I would give Dave a 4, but the amount approved for constantly changes, even if your income is salary and spending stay pretty constant. One week you are approved for $400, the next $125.. even though you have always paid the amount back. The support just blames the algorithm on it and can give you no clear answers. So it's something you can't count on being there with the same amount as last time. So have a backup plan for the issue.
96 people found this review helpful
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Dave, Inc
March 28, 2024
Hi Robert, thanks for sharing your thoughts and concerns. We'll share your feedback with our team to help improve the Dave experience.
Jay k
March 27, 2024
Out of the seemingly hundreds of "pay-day lender" apps that exist nowadays, almost all of which are terrible and/or scams, Dave stands out above the rest. It truly is a fantastic, fair, and a life-saving app. Dave truly comes in clutch and helps people in need and quickly increases the amount you can borrow as long as you pay back what you have previously borrowed. They also help with a myriad of other things too like budgeting, saving, and investing. All around great app!
174 people found this review helpful
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What's new

Bugs were squashed. Code was improved. Bears were hugged. This was a good week. Well, maybe not for all those bugs. But whatever.

As always, if you run into any issues, please go to https://support.dave.com/ for some help.

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/